hAtE to see it... dealer offered me any of their 2024 $5k under MSRP

[IWantARaptor]

well, i just locked in a 24. MSRP - $5k off sticker w $0 doc or fealer fees + ttt. Works for me! Had to go to Kentucky to get a good deal on it.

View attachment 459148

I called about that same one yesterday and they told me someone just took it. Funny

 

[MidnightSpecial]

I can't get anything below MSRP still and I'm about ready to pass on my truck that is delivering in 1-2 weeks. These interest rates are asinine. I have a 800+ credit score with a hefty payment down and solid D/I ratio. I'm getting rates 7%-9% through my usual credit unions. Gonna try to get the dealer to come off price or find a unicorn finance rate. I'm not paying cash for this thing because I work at the house I want to keep cash around for.

I'll see if I can pass off the deal to one of yall if I decide to walk.

 

[kpecks]

I called about that same one yesterday and they told me someone just took it. Funny

Im glad I sent them a deposit lol

 

[IWantARaptor]

I can't get anything below MSRP still and I'm about ready to pass on my truck that is delivering in 1-2 weeks. These interest rates are asinine. I have a 800+ credit score with a hefty payment down and solid D/I ratio. I'm getting rates 7%-9% through my usual credit unions. Gonna try to get the dealer to come off price or find a unicorn finance rate. I'm not paying cash for this thing because I work at the house I want to keep cash around for.

I'll see if I can pass off the deal to one of yall if I decide to walk.

Look at PenFed. I’m seeing mid 5s and 6s even for 72-84 month terms.

 

[MidnightSpecial]

Look at PenFed. I’m seeing mid 5s and 6s even for 72-84 month terms.

I appreciate the heads up. I have always heard mixed feedback on PenFed. Their rates are great but I have buddies that have went through them and have sworn off ever using them again.

 

[Littlefx4]

I can't get anything below MSRP still and I'm about ready to pass on my truck that is delivering in 1-2 weeks. These interest rates are asinine. I have a 800+ credit score with a hefty payment down and solid D/I ratio. I'm getting rates 7%-9% through my usual credit unions. Gonna try to get the dealer to come off price or find a unicorn finance rate. I'm not paying cash for this thing because I work at the house I want to keep cash around for.

I'll see if I can pass off the deal to one of yall if I decide to walk.

How long are you looking to finance for? Don’t know if you have a Navy Fed Credit Union around you but they have a descent rate for 72 months…4.79%.

 

[MidnightSpecial]

How long are you looking to finance for? Don’t know if you have a Navy Fed Credit Union around you but they have a descent rate for 72 months…4.79%.

Looking anywhere between 48-72. I wish I could get in with Navy Fed but I am not military and don't have any members in my immediate family. Could probably make a few calls to cousins but haven't yet.

 

[GCATX]

Looking anywhere between 48-72. I wish I could get in with Navy Fed but I am not military and don't have any members in my immediate family. Could probably make a few calls to cousins but haven't yet.

May or may not work, but call the dealer and ask the finance guy if they have a credit union in the neighborhood, they'll get their spiff either way.

 

[MidnightSpecial]

May or may not work, but call the dealer and ask the finance guy if they have a credit union in the neighborhood, they'll get their spiff either way.

I appreciate that. I usually don't like to rely on my dealer but I trust the guys I'm dealing with more than most dealers. They seem like they just want a sale. There is a dealer in the Denver area that gave me an interesting interest rate on my 2023. Asked for the buy rate, they didn't want to show me, said I was going to walk, then they showed me the buy rate which was 1% lower than what they offered. Trying to skim the top on me.

I got a 6.6% from my credit union back in Mississippi. Hoping I can find lower.

 

[GCATX]

I appreciate that. I usually don't like to rely on my dealer but I trust the guys I'm dealing with more than most dealers. They seem like they just want a sale. There is a dealer in the Denver area that gave me an interesting interest rate on my 2023. Asked for the buy rate, they didn't want to show me, said I was going to walk, then they showed me the buy rate which was 1% lower than what they offered. Trying to skim the top on me.

I got a 6.6% from my credit union back in Mississippi. Hoping I can find lower.

Yeah, call them of Friday and tell them you can get x.x% rate at whatever CU and see if they can match or come close. They usually can. They'll get some money from whatever bank they have in their pocket and still make a couple bucks.