Wrecked.... :(

[MGD]

Not true, insurance companies report all claims to car fax (I don't know about auto check). If you bork your truck and fix it yourself, it will not show up, don't ask me how I know.... (There might have been a police report)

I actually know this as fact. I made two insurance claims on a car. Both were where it was hit in a parking lot. There were no police reports, but the insurance paid out the damages. The first hit was a $1200 fix, and the second was $5600... both paid out by insurance. Neither shows on carfax or auto check.

 

[theman1990]

So the cop in me makes me wonder how you got hit by someone "trying to beat a yellow". Does that mean you proceeded through a red light? Making a turn and failed to yield right of way? Explain direction of travel and help me understand as someone with a yellow light still has right of way 100% of the time.

I was travelling N on a one way with lights that are sequenced so if you roll away at a normal speed you will go through nearly all the lights as they turn green... I go this way all the time. She was travelling E on a 2 way street. I had just reached the intersection (surrounded by tall buildings) as the light switched green so was accelerating into the intersection when she hit the drivers front tire. I'm guessing she was flooring it trying to get through a light that had been yellow and it turned red as she was nearly there and she was going to fast to stop... Sadly I was going N and already moving to a point where there was minimal delay between yellow to red, my turning green and my emergence into the intersection.... I went back the next day in my Mustang to recreate it and everything timed out just as it always does.

 

[Deleted member 12951]

Not true, insurance companies report all claims to car fax

AGAIN, this is an incorrect statement. Not all insurance companies do, everything is negotiable

If they will report it to carfax regardless of you trying then negotiate a large Diminished Value claim. I personally have done both

 

[Sasquatch78]

This is a correct statement. Auto check and carfax only register accident hits based on whether or not a police report was made.

You aren't even old enough to drive, so did you hear mommy talking about this? It's not nice to talk on the internet about mommy's conversations.

 

[smoothie]

Sorry to hear this.... This is why dash cams are so important.

Yep, I have one and about to pickup a second one for the rear window.

 

[ThugHunter]

I was travelling N on a one way with lights that are sequenced so if you roll away at a normal speed you will go through nearly all the lights as they turn green... I go this way all the time. She was travelling E on a 2 way street. I had just reached the intersection (surrounded by tall buildings) as the light switched green so was accelerating into the intersection when she hit the drivers front tire. I'm guessing she was flooring it trying to get through a light that had been yellow and it turned red as she was nearly there and she was going to fast to stop... Sadly I was going N and already moving to a point where there was minimal delay between yellow to red, my turning green and my emergence into the intersection.... I went back the next day in my Mustang to recreate it and everything timed out just as it always does.

Ok that makes sense. Her saying she was trying to beat a yellow was basically another way to say she ran a red light. If the Officers didn't do a thorough enough job and realize that was the case it's unfortunate. A cited driver is 99.9% of the time deemed to be "at fault" by the insurance companies. And just so everyone knows, it's not a cops job to determine who is at fault. They only determine the facts of the accident and put that in the crash report. The insurance companies determine fault. So don't anyone go blaming the cops. Maybe it's best to not get in the routine of trying to time the lights in the future and avoid those ******* people that are always trying to beat the light.

 

[theman1990]

Ok that makes sense. Her saying she was trying to beat a yellow was basically another way to say she ran a red light. If the Officers didn't do a thorough enough job and realize that was the case it's unfortunate. A cited driver is 99.9% of the time deemed to be "at fault" by the insurance companies. And just so everyone knows, it's not a cops job to determine who is at fault. They only determine the facts of the accident and put that in the crash report. The insurance companies determine fault. So don't anyone go blaming the cops. Maybe it's best to not get in the routine of trying to time the lights in the future and avoid those ******* people that are always trying to beat the light.

Ya i agree!!

 

[venomblue22]

I work at a shop, we do not report to car fax, another way to look at this to is from the insurance company's pov, why would the insurance company report it? If the insurance company reported it, they would be paying out a ton of diminished value claims, so why would they shoot themselves in the foot? From my experience, its the police report that triggers the car fax

 

[stuka]

I used to be in the bodyshop biz, trust me when I say that your truck will never remotely be the same.

There are no facility outside of car manufacturer factories that can chemically bath your bare metal body, e-coat it, then charge the body and prime and paint for max adhesion.

So you will get a bunch of parts that are primed at the factory, to be painted by painters of unknown skills. My observation has been that most painters can't even properly paint a matchbox toy car.

Worst of all is blending. Essentially, after you paint the replaced panels, you paint part of adjacent panels to "make the color match." Hence the word blend.

Skilled painters CAN paint the replacement parts to match close enough that you couldn't tell, but I have been told on a few occasions that they don't like doing that because the clear coat will age differently and later on the color will start to mismatch anyway.

As for straightening the frame, decent shops will stick the frame on a Celette machine and run it, which is fine, except your welds are still outside factory welds. Meaning, it will rust much faster than factory simply because of the lack of chemical treatment that is only available in factory.

You can take your truck to any shop you want, insurance can't force you to use their shop, that's not how it works. And I would avoid those insurance cert shops anyway. They get that way because they can write low estimates to make the DM happy so he let's them write estimates below a certain amount without approval. Shops have been known to bribe the DM with literally hookers and cash for this.

Bottom line, if I were you, I would find a shop that can do good work, then demand diminished Value, then sell the truck and drop it like it's hot.

It will never ever ever be the same.

Sorry.

 

[mr_beaverhousen]

I feel your pain, wrapped the front passengers side around a telephone pole 2 weeks ago with 8000 miles on it. Insurance company sent it to a ford certified shop to do the work.

This looks horrible! Have they given you a ETA at this point for when the parts would show up?