Let's get something clear with 'tighter' or 'closer' tolerances.
There is a range specification on engine components during assembly.
Today, the range is closer or more consistent with the other engine components specifing the same clearance or range . . In other words, the range is tighter; Not the distance between two disimilar metals.
So, this notion of the metals being closer, is misinterpreted as, closer metal to metal, when the range thru automated computer technolgy is more consistent aka closer.
Reread what I wrote.
The synthetic molecule of oil provides for higher heat, better wear when compared to a Group II oil.
15w-40 is a Group III oil and it can be mineral base or part synthetic.
The full synthetics are Group IV oil or above. You pay extra $$ for that molecule.
Now, look at your API rating.
Is your 0w-20 or 5w-20 have a better API Rating than my 15w-40 mineral base oil??
The Answer is ---- NO. .. Actually, the oil you use has a lower rating . . And your 0w or 5w-20 has less ZDDP in it. The crucial anti-wear ingredient.
But, your oil will last longer because it is more resistant to breakdown.
It is a matter of "how long between oil changes"
Marketing can be deceptive.
As for Me - Graduate of 2 different schools for Automotive Mechanics/Technology. One of the schools, we were running, at one point in time, 2 tenths of a second under national record for SS/I class in Drag Racing; went on for the Bachelor; raised in a Family Excavation Company. My brother, now 71, was one of the 1st people in the USA to put Tubochargers on Cummins Diesel Engines. The engineers at Cummins were thrilled, because they were try to get management to go that way. Needless to say, those guys advised my brother and I learned from him and some of the Teachers/Race Guys of that era.
"Not in to it", anymore .. .. I have forgotten .. . so much.