rmschaver
Full Access Member
- Joined
- Apr 8, 2016
- Posts
- 139
- Reaction score
- 47
IMHO ask yourself these questions
Can I afford this? You said you are making decent money so it sounds like it.
Will I be happy without the Raptor? Sounds like you know this answer.
What is worrying me most? Asset allocation??? PAY yourself first!!! Just redistribute where some of your discretionary spending is going. Why does it have to be one or the other??
Is it a impulse control issue? Slow down on the modding increase what you are saving, it's all about balancing responsibility and fun.
If repairs are a concern budget for it. Estimate your repairs, average them and get a aftermarket warranty. That way its not all out of pocket.
If you have to chose between family, work, bills...etc thats one thing. But your concerns sound like worry over unavoidable issues while having fun. Excepting where your money goes but that is a learned skill. Start saving now while you have fun don't sacrifice one for the other. Life is meant to be lived, not existed in.
Can I afford this? You said you are making decent money so it sounds like it.
Will I be happy without the Raptor? Sounds like you know this answer.
What is worrying me most? Asset allocation??? PAY yourself first!!! Just redistribute where some of your discretionary spending is going. Why does it have to be one or the other??
Is it a impulse control issue? Slow down on the modding increase what you are saving, it's all about balancing responsibility and fun.
If repairs are a concern budget for it. Estimate your repairs, average them and get a aftermarket warranty. That way its not all out of pocket.
If you have to chose between family, work, bills...etc thats one thing. But your concerns sound like worry over unavoidable issues while having fun. Excepting where your money goes but that is a learned skill. Start saving now while you have fun don't sacrifice one for the other. Life is meant to be lived, not existed in.