Interest Rate - What's yours?

[Eagle7222]

Got. 4.15 from the dealer.. 1 payment now have a 2.71 84 months from nationwide bank.


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[JetDriver480]

I'm trying to get an order in with Sanderson for a 2018 now.
Have loan already setup with Chase for 3.4% 84mos

Talk to Brian Fitzpatrick there... tell him your friends with me (Nic)... He will take good care of you and he doesn't feel like a car dealer we all despise

[email protected]

 

[jgree32]

Just pay more monthly so more goes to principle to counter the higher interest rate [emoji1303]


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---------- Post added at 08:09 PM ---------- Previous post was at 08:08 PM ----------





Do you know someone there? Like on a personal level


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At chase or Sanderson lol? I know no one personally at either though.

---------- Post added at 11:22 PM ---------- Previous post was at 11:20 PM ----------

Just pay more monthly so more goes to principle to counter the higher interest rate [emoji1303]


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---------- Post added at 08:09 PM ---------- Previous post was at 08:08 PM ----------





Do you know someone there? Like on a personal level


Sent from my iPhone using Tapatalk

Talk to Brian Fitzpatrick there... tell him your friends with me (Nic)... He will take good care of you and he doesn't feel like a car dealer we all despise

[email protected]

Thank you sir. I will reach out to him.

 

[8WOOD]

780-810 credit sore and i'm about to finalize my purchase soon. current best rates i've found in CLE, OH area are about 2.44% for 60 mo PNC bank, 2.94%up to 72 mo , and 3.62 up to 84 mo (send two from Fire Fighter's Community Credit Union) all up to 50K, think PNC had an even lower rate for 48mo or less but i didnt pay attention to that one...

The wife is in banking and says it all depends on location too, that same bank will have different rates in different places across the country depending on the local market.

I may have to keep shopping though if i see a 1.xx someone posted.


The dealership said they could probably match/ or beat any rate that i get as, ( "as they deal with tons of different lending instiutions daily!"

USAA was going to give me 2 percent for a loan for 40k over 60 months for my first raptor. The dealer asked to try and beat it and they did with bank of America at 1.5%. So I'd let them try and beat it, you might win.

 

[Lat]

2.9% @ 72 months, local credit union, 0 down.

 

[FatBuoy]

1.99% 6 1/2 years financing $60k. My Credit Union has always come through.

 

[Jiman]

Credit Union .99% / 36 months

Normally it's 1.4% over the same term, but if you use their buying service, which I did on paper cause I'd already ordered the truck 9 months prior, you get another .5% reduction to the rate.

Lowest I've seen anywhere.

 

[JetDriver480]

Maybe I will walk into our local credit union (Desert Schools) and see what they can do.

 

[Micha]

2.29% for 72 months. I financed the whole 59K but make double payments. Helps to be single and make decent income.

 

[xgardx]

USAA was going to give me 2 percent for a loan for 40k over 60 months for my first raptor. The dealer asked to try and beat it and they did with bank of America at 1.5%. So I'd let them try and beat it, you might win.

yeah, i figured i'd see what the dealer's finance team has to offer, my wife and i both have 800+s on our credit scores, so i know we qualify for the best rates out there.

I was willing to bet they would only 'match or just beat' whatever other rate offer i had to show them. Sure they get some type of kick backs depending on who's loan products they sell. ( nature of the biz...)
a 1.5 % would be nice though!

do you have any where showing that rate? when it was offered ( recently or months ago?)