Insurance for your upgrades

[Wilson]

IMO they know how to beg for mercy not your agent but AAA

 

[Yukon Joe]

Thankfully I am friends with my agent. AAA tried to throw him under the bus. Told them he had all the proper documentation as well and I would not take a dime of his money. They were obligated to pay not the agent. He had proof they had recieved the documentation but they "couldn't" find so they said it would be best if his agency paid for the after maket items. It is mostly over now but I still clearly have strong feelings about what went down.

Not good........
So anything we can learn from that experience?

Yukon Joe
www.RUNRAPTORRUN.com

 

[Labraptor]

I learned proper documentation is important but not always enough. Sometimes you have to also be willing to put in the time fighting for what you are owed. Learned that leason a long time ago. It is just the best take away from this experience.

 

[Nick@Apollo-Optics]

Does anyone have any aftermarket experience with Farmers? I'm very happy with my coverage and what I pay for with them. I must say that I'm friends with my agent and after a claim 1.5 years ago, everything was a breeze. Of course, my premium increased a bit, but it's not too bad. Now, I just need to check on the aftermarket coverage.

 

[sonoma]

Someone I know had a minor collision while being insured under Geico... Took 6 months but she won and was given her $ back.

Geico needs full documentation of all aftermarket parts and a declaration that it will not be used for competition races and they will cover you

 

[Huck]

This reminds me. I had everything filled out with geico and never got to one if their shops to have it inspected. Have to get on that


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[RaptorWifey]

They actually want you to go in Luke? We did not have to do that. We did have to contact them like three times (it never showed up on the statement) and eventually fill out the itemized list with values, plus the pictures if the truck. Now, its on the statement. Customizations $x and premium $x

 

[Yukon Joe]

The photos were a substitute to going in. Talk to the agent and see if you can email in photos.

Yukon Joe
www.RUNRAPTORRUN.com

 

[Huck]

I'll try that. Thanks. I just did it online, I'll call and speak to an agent


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[sonoma]

Documentation and proof of contract.