Insurance for your upgrades

[Dan06]

I've went with AAA. Appears to be the best price and coverage. They've even got my receipts on file. Stated value of 100k which was a bit more than I even asked for. Off-road is fine as long as it's not "racing". That was a specific question which was presented to me before I had the opportunity to ask it.

Lol but it should be noted they do not cover

"damage caused by or as consequence of:
(1) discharge of a nuclear weapon (even if accidental);
(2) war (declared or undeclared);
(3) civil war
(4) insurrection; or
(5) rebellion or revolution"

Believe it or not that's a directly off my paperwork. Wonder if they know something I dont?

 

[Deleted member 12951]

Isn't 4 and 5 the exact same thing?

 

[Dan06]

Isn't 4 and 5 the exact same thing?

Evidently they wanted to be sure to financially separate whatever the difference is haha. I found it assuming myself.

 

[JefeAZ]

I have $9k in customization on my Cobra with Farmers. They will do up to $10k without documentation. Runs about $7/month

With documentation they will do up to $50k in customization.

They automatically cover $1k over OEM value on the in dash stereo too.

Those of you with GEICO, be careful on cages/fuel cells/aftermarket tanks. I have seen them decline claims because of those items. They declare them race parts and wont even cover the vehicle anymore

 

[Dan06]

Well as necessary for the healing process I need to vent a little lol. Fair warning NO ONE get AAA insurance if u live on the east coast, specifically Virginia. Knew I hated that state for a reason. Sorry if that hurts any Virginians feelings. Positive shout out to my west coast homie who gave me the recommendation. Just wish I could've used ur agent. No disrespect to my agent though, she was top notch, much love. However the A hole(s) behind the vail at the joint in this neck of the woods are/is a self admitting douchbag. I got him to verbally say it more or less. Only if you had the recorder going when you need it. Would've made great YouTube material. Hope this costs them a customer or two. Anyway it boils down to... After 6 months of a specialized policy, pictures, and receipts a higher up dbag decided my truck is too fancy. Therefore thanks Progressive I appreciate your understanding and am happy to be a new customer.

 

[Wilson]

AAA sucks and are back walking *****.