Car Insurance

[Spectragod]

Just got my renewal, State Farm, $100 deductible, full coverage, my coverage is not minimum, but I don't have the policy for the actual #'s in front of me, $192 for 6 months, that policy is over 25 years old, and it makes a difference, as does the 1 million personal liability policy, that costs $136 a year and it dropped all my policy's to about half, just FYI.

 

[LForward1]

Well, I think everyone will have different amounts since different insurance companies offer different car insurance. For example, I pay $ 70 for my insurance and I'm quite happy with it. I insured my car on very good terms, so I do not complain about the price. This was about a year ago when I purchased a car and decided to immediately issue auto insurance to avoid high costs in case of any damage. Plus I got into a great promotion and I was only able to ensure my father's car for half the price

 

[MDJAK]

I just checked my GEICO policy and there are no exclusions for off-road use. However, it does state that I can’t race it. Darn.

I know that’s a joke, but having tracked my 911 multiple times, I purchased track specific insurance. You place the value on the car and they provide the insurance. There are multiple companies that provide it. I valued the car at 90k and the insurance cost was $600. That was for a weekend of tracking, whether 1 day, 2 or 3 max.

 

[Denvertaco07]

I don't know. Probably 100 a month.

yup, 603 for 6 months

comprehensive 300 deductible
collision 500 deductible
Bodily Injury 100,000/300,000 (per person / per accident)
Property Damage Liability 300,000 per accident
Uninsured Motorists Bodily Injury 100,000/300,000
Medical Payments 100,000 per person
rental reimbursement
Towing and Labor

USAA, doesn't **** around, may be not the cheapest, but they good. Used them once when I backed into a car on the street, and then for home owners, two roofs replaced. When I told my neighbor I had a $500 deductible for Wind and Hail he shit himself, he was 2% home value, so his deductible was about $14,000 after our hail storm last year.

Also, just got an email from USAA, they are giving everyone 20% off their premiums (Auto only i think) for the next 2 months due to COVID-19, so that's nice. Also, I think I received about a 100 or so back this year as normal member dividend (it's not a dividend, it's like a profit share return for members).

 

[SebastianQuinng]

Can you believe under 400 pounds per month? Calculate per year? Good deal? I think yes comparing with the previous company over 700 per month. Dude, I'm not so rich as you might think. nowadays you have to think twice when you choose a bank, service, credit whatever supposes to pay money. This is my money so I try to save as much I can, to spend on smth else like my health or my children. If you wonder which company Money Expert, I recommend from my experience not trying to convince smb to try it. Just my opinion

 

[fueler]

I'm at 95.00 per month for a 14 F-150, Raptor is bumping it up 150.00 for a 6 month policy. So I pay 570 now every 6 months, will go up 150 from there.

 

[JohnC12]

When posting your monthly insurance premiums, you really need to post your policy details like policy limits, deductibles, add-ons, etc... just like Denvertaco07 did. A simple monthly payment tells us nothing.

 

[JohnC12]

I pay $106 per month with GEICO. My policy includes the following:

100/300/100
Bodily Injury Liability: $100,000 per person/$300,000 per occurrence
Property Damage Liability: $100,000 per occurrence
Uninsured Limits: Same as above
Comp/Coll Deductible: $500/$500
Emergency Roadside
Rental Car Exp: $900 per claim
Mechanical Breakdown Insurance

 

[WMRaptor]

1 million liability and property damage CSL, 500 coll n comp deds, no extras like rental or towing, 5k med pay and 100/300 um and umi $1000 a year.

 

[JohnC12]

1 million liability and property damage CSL, 500 coll n comp deds, no extras like rental or towing, 5k med pay and 100/300 um and umi $1000 a year.

Curious... do you have $1M on your auto policy, or through an umbrella?