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Dang it. These rates better hold through until I can land a 2022!!PenFed is showing rates as low as 0.99% for new cars up to a 60 month term
https://www.penfed.org/auto/rates
hard to think of a better gift honestly. he is going to send that truck to the moon in short order.Such expensive purchases are more accessible for me to take in installments when the seller allows me to do so. It helps me improve my credit score and, of course, purchase the goods I need. The last time I bought my Raptor at this particular rate of 1.99% for 48-60 months, it worked out very well for me. I had to provide a pay stub and was instantly approved for the loan. If you are aware of the rates now, please share. I really want to buy a new Raptor and give the old one to my son. I think it'd be a fantastic gift for his 18th birthday.
UFCU.org so far has been best rate as long as you purchase in same state you live in, im trying to get them to tweak numbers otherwise I'll go to my local work CUSuch expensive purchases are more accessible for me to take in installments when the seller allows me to do so. It helps me improve my credit score and, of course, purchase the goods I need. The last time I bought my Raptor at this particular rate of 1.99% for 48-60 months, it worked out very well for me. I had to provide a pay stub and was instantly approved for the loan. If you are aware of the rates now, please share. I really want to buy a new Raptor and give the old one to my son. I think it'd be a fantastic gift for his 18th birthday.
Ford Credit does not have special rates on the Raptor. They are usually 4.9-5.9 from what I have heard. I usually finance a partial amount with Penfed or Randolph Brooks FCU.When I went to the dealership to look at the lux package and color (AMB) before I ordered my Raptor, my salesperson showed me the 775HP Shelby they had on the lot. He told me if I wanted "it", he could get me 0% for 72 months. That is a beast of a truck, but not what I am looking for. I don't know if that will be an option for me when mine is built (and I didn't think to ask), but my CU is offering 2.29% for 72 months. I anticipate Ford credit will try to beat that to get the loan. I always go in with the best deal available and they can usually beat it. I am good with the 2.29 if they can't.
Yeah, I was honestly very surprised that he offered on the Shelby... any specialty vehicle for that matter. I figure I have 6 months to figure it out.Ford Credit does not have special rates on the Raptor. They are usually 4.9-5.9 from what I have heard. I usually finance a partial amount with Penfed or Randolph Brooks FCU.