What did u do to your raptor today?

[Gumby]

409 to empty 409 to go. Will I Hit the driveway on fumes? Nope had 85 to empty when I got home. Lol

 

[TomDirt]

Today's mod.

I know, it's been 16 months since it actually left the garage, but hey, the $600/mo loan has since been paid off, the $1000/mo I was spending on parts & tools is behind me, and now I've got another $1600/mo to pay down the mortgage quicker. #Adultgoals.

 

[CleverGirl_]

Today's mod.

I know, it's been 16 months since it actually left the garage, but hey, the $600/mo loan has since been paid off, the $1000/mo I was spending on parts & tools is behind me, and now I've got another $1600/mo to pay down the mortgage quicker. #Adultgoals.

All that hard work, ruined.

 

[badm0t0rfinger]

Today's mod.

I know, it's been 16 months since it actually left the garage, but hey, the $600/mo loan has since been paid off, the $1000/mo I was spending on parts & tools is behind me, and now I've got another $1600/mo to pay down the mortgage quicker. #Adultgoals.

Naw, now you have 1600 a month to invest.

 

[TomDirt]

I cashed out some of my 457 (gubmint employee version of a 401K), and that will lower the mortgage balance to about what I paid for the Raptor. Goal is to payoff that and have zero debt next year. ABSOLUTELY. ZERO. DEBT. Owning everything in sight and never paying interest again sounds better than seeing $$$ on a mutual fund statement. Living inexpensively during an inevitable recession does too.

 

[Bozz]

Naw, now you have 1600 a month to invest.

Brass.....lead.......pew pews......

 

[TomDirt]

Once I'm debt free I'll have about $3000/mo to invest.

 

[badm0t0rfinger]

Brass.....lead.......pew pews......

That would fall under investments.

 

[Bozz]

Once I'm debt free I'll have about $3000/mo to invest. View attachment 423690

Just a thought.......

Did anyone every see Kwai Chang Caine with a girl???

 

[badm0t0rfinger]

Once I'm debt free I'll have about $3000/mo to invest. Patience, grasshopper.

Being debt free is overrated when it comes to debt that makes you money. This isn't about CC debt or other wasteful debt.

A house is definitely a debt that ultimately should net you being better off than when you started.

"but the interest!" you say, but unless you're financed over 7 percent it is almost always better to put that money into the market.

Thats not to say you shouldn't round up your mortgage payment to take away some amount of the interest (I round up to the nearest 100).