If you can swing it, I would recommend a full wrap whether you get the mudflaps or not. I have the clear vinyl 3M on the rocker panels and on everything on the front of the hood, front bumper, etc. But after making a couple of trips to Rausch creek for the Havoc in the hills event, I really wish I had a full wrap. It will save you from more than chips from debris. The "character" gained from events like that in the form of the new pin striping on the truck will make you very thankful to have a full wrap if you plan to get out there offroading much.