Financing a Raptor

[SrBug]

the cash I have is making more in interest then the interest I'm paying in the short term lone I have.

One day you will be the richest man in the cemetery.

Any toy is not an investment

Interest is tax deductible !
You can pay the bank or pay IRS
Also I usually get bored and trade up in less than 3 years
These trucks won't depreciate as much as others, they are
Wanted all over the world like Land Cruisers

 

[Wilson]

funny I'm the poorest man I know

 

[SrBug]

Financing a Ford Raptor with Zero Down .................. $844.00 USD a month
Driving a Ford Raptor to your favorite outdoor spot .... is Priceless!!

---------- Post added at 10:41 PM ---------- Previous post was at 10:20 PM ----------

Do they ask for pay stubs?? with all u high credit score guys?

if you have a good relationship with your bank you don't need anything , they already know all they need, it took them a 5min phone call in my case.

if you have a bank or credit union Use it make it work for You!(they like that)
don't just use it to store your money there.

 

[ray101381]

I have several banks i bank with and usually get auto loans through navy fed as i have my audi financed through them at 1.79% I called navy fed to finance the raptor 39k financed with 12k down they conditionally approved me needing past two pay stubs and a current bank statement. i have a 810 credit score and a more than adequate income. I then decided to move all my banking to penfed who has happy to have me and no questions asked got a check at 1.49% as far as financing a depreciating asset i'd rather keep liquid cash in the bank and pay the 1200 or so in financing over 5 years then use that up. this will be my 5th new car in the past 12 months so yes i waste a ton of money on cars but i enjoy it, i have the money, and it's within my financial bounds as i still save and invest and have left over for mods and vacays.

 

[FreightTerrain]

financed 10k. didnt have to , but im stingy with my loot and didnt want to drain the bank. $175 a month payment. kinda makes the whole "buying a toy i didnt really need but wanted real bad" easier to swallow

 

[weimer]

I put 15k down and got 1.54% from Ford. Filled out the credit app online. Only took about 30 minutes at the dealer. Salesman had everything ready for me to sign before I got there. Quickest and easiest car purchase I've ever had!!

My bank and credit union were around 6%.

 

[f150corey]

Financing a Ford Raptor with Zero Down .................. $844.00 USD a month
Driving a Ford Raptor to your favorite outdoor spot .... is Priceless!!

---------- Post added at 10:41 PM ---------- Previous post was at 10:20 PM ----------



if you have a good relationship with your bank you don't need anything , they already know all they need, it took them a 5min phone call in my case.

if you have a bank or credit union Use it make it work for You!(they like that)
don't just use it to store your money there.

U pay 844$ a month? For how many months?

 

[jrodrg]

Don’t have the truck yet but I'm plan on putting 25k to 30k down and going to finance through my CU @2.49%. How are you guys getting such a low rate from ford? I mean my credit score is close to 800 and the dealer told me ford would be near 4-5%

 

[RaptorScrew]

Don’t have the truck yet but I'm plan on putting 25k to 30k down and going to finance through my CU @2.49%. How are you guys getting such a low rate from ford? I mean my credit score is close to 800 and the dealer told me ford would be near 4-5%

Ford should be able to get you into the mid 1.5% right now for rates on a 48-60 loan.

That's what I'm seeing financing vehicles here in Minnesota.

I saw 1.39% on Saturday...That's not giving up any available rebates or Private Offers either.

 

[jrodrg]

I hope. I was told no rebates on the raptors. If and when my truck comes in and I pick her up can I do the paper work for ford at the dealership or can I do it before hand on fords website? The dealership said they would match what my CU was doing percentage wise with there CU.... seems like they're trying to **** me here.

Ford should be able to get you into the mid 1.5% right now for rates on a 48-60 loan.

That's what I'm seeing financing vehicles here in Minnesota.

I saw 1.39% on Saturday...That's not giving up any available rebates or Private Offers either.