Come on hail

[ganooch]

Over the years I have filed 4 hail claims on my vehicle. I have $100 comprehensive deductible, so even though I have had over $40K in damage I have only paid $400 bucks. Seems like nothing to me. The issue is the annoyance of getting hail repair, dealing with a piece of crap rental car, etc.

Well I decided to change insurance companies to get a better deal and I was dinged on every quote for too many comprehensive claims. Between my car, my wife's and my daughters, we have had like 10 claims.

So now I have this beast for my new Raptor. No ice will ever touch its ****** paint. $600, shipped from right up the road from me. 30 min for initial setup, 8 min to put on the truck each time, about 15-20 to fill it up. I got the largest size because the owner said although the Raptor is not a long bed, it is taller than most trucks.

That Corolla is my wife's rental car while her car is in the shop after my daughter wrecked it. That is exactly what I am driving for weeks every time the hail comes through.

 

[smurfslayer]

Yeah, comp claims aren’t “free”. I had a friend in high school and just after. He was on his (single) mom’s policy and had filed 3 or 4 expensive claims, one for wheel theft x4, and he got her policy cancelled. I could hear her yelling across the street. Literally, I could hear clearly what she was shouting.
She got coverage back and had to drop him to liability only ... problem being he had a new car with a loan. yeah, more paperwork, more shouting.

That’s a nifty idea. almost better than bubble wrap ;-)

 

[CINISI]

Where are you at in Texas? We just moved to the DFW and heard about then storms. Didn’t think hail was that prevalent.

 

[Tampaukfan]

Claims are claims.. carriers do not like them no matter what they are for. Everyone thinks comp claims are a freebie, wrong.. Blows my mind when I see customers file $80 windshield claims, losing their claims free discount for an $80 repair is dumb. Even if the carrier does not pay out a dime, the claim counts against you.
If you have a bunch of claims and your current carrier hasn't non-renewed/cancelled you then its best to stay put...other carriers do not want habitual claim filers.

 

[combatninja]

You sound like a nightmare customer for an insurance carrier. Multiple hail claims, your wife's car is currently wrecked. How about you use that garage as a hail mitigation measure instead of some stupid space bubble that you are certainly not going to install every time it storms?

 

[Littlefx4]

You sound like a nightmare customer for an insurance carrier. Multiple hail claims, your wife's car is currently wrecked. How about you use that garage as a hail mitigation measure instead of some stupid space bubble that you are certainly not going to install every time it storms?

Ever thought about the obvious such as…It Doesn’t Fit or perhaps the wife’s car gets garage duty?

 

[GTTXRAP]

Reason #321 why Texans don't like NY'ers moving here.

Neighbors are rolling their eyes.

 

[Winchester30]

 

[Oldfart]

Does that have to have a blower constantly pumping in air for it to stay inflated? Isn't it hard to drive your truck once it's inside the bubble?

 

[impactbumper]

As much as i want to make fun of him; having dealt with a severe hail damage on my previous gen2, i do not blame the op.

Man aluminum body and hail does not go well; and within 45-60 days we will get into the tropical weather season in Central and South TX. Hail storms are brutal on these trucks. Nobody wants to touch them because they are pain in the ass to work on. They ask almost 2 times more money to fix these trucks and even the most professional jobs never 100%.

Aluminum body f150 is a nightmare to deal with when hail hits.