What did u do to your raptor today?

[Deleted member 12951]

Finally paid it off.

Congrats! Still paying on my mod loan....

 

[SilentShooter]

Same here.. Just when I think everything is paid off I order more mods and have to pay for those

 

[jdruzik]

Finally paid it off.

Congratulations... I was fortunate enough to be able to do that also...

 

[Mariner]

Finally paid it off.

That's awesome! Between my truck loan, mod loan, and student loans, I'll probably die in debt. But no really I don't even have a mortgage yet hahah....

 

[bmacked]

That's awesome! Between my truck loan, mod loan, and student loans, I'll probably die in debt. But no really I don't even have a mortgage yet hahah....

Man, it'd be nice not to have a mortgage... let alone 3 of them!

 

[John813]

Haven't done much to the Raptor, but some decent plans this year:
1. Tune by SVC
2. Mag-hytec/afe pans
3. Methods
4. Exhaust

Last year was house mods, now it's time for fun mods.

That's awesome! Between my truck loan, mod loan, and student loans, I'll probably die in debt. But no really I don't even have a mortgage yet hahah....

While it's awesome to "own" a house, it sucks seeing how much money goes towards interest the first handful of years of getting a mortgage.

12k last year, including PMI, went towards interest.

 

[Mariner]

Man, it'd be nice not to have a mortgage... let alone 3 of them!

Holy crap! Brutal... I think I'll drag this renting thing out a little longer and pay off a student loan or 2 before I drop a lump sum on a house.

---------- Post added at 04:06 PM ---------- Previous post was at 04:05 PM ----------

While it's awesome to "own" a house, it sucks seeing how much money goes towards interest the first handful of years of getting a mortgage.

12k last year, including PMI, went towards interest.

Ouch man... that's how I feel about my student loans haha. Paying your own way through college blows.

---------- Post added at 04:08 PM ---------- Previous post was at 04:06 PM ----------

Haven't done much to the Raptor, but some decent plans this year:
1. Tune by SVC
2. Mag-hytec/afe pans
3. Methods
4. Exhaust

Btw good plans. Those are definitely need to do items.

 

[Deleted member 12951]

While it's awesome to "own" a house, it sucks seeing how much money goes towards interest the first handful of years of getting a mortgage.



12k last year, including PMI, went towards interest.

All relative to each persons situation. Pay less than $4k in interest and no PMI. Property taxes around $2k
Does help to have a fixed 15yr at 2.5% though

 

[Mariner]

All relative to each persons situation. Pay less than $4k in interest and no PMI. Property taxes around $2k
Does help to have a fixed 15yr at 2.5% though

I've had so many people recommend that 15 year mortgages. They say the payment is only a little more but you save tens of thousands in interest

 

[Deleted member 12951]

I've had so many people recommend that 15 year mortgages. They say the payment is only a little more but you save tens of thousands in interest

Actually if you get a 30yr but make 15yr type payments, it comes out to be the same.

Example:
$200k @ 5% for 30yr
$1074 payment, total interest $186.5k

Same at 15yr
$1582 payment, interest $84.7k

Add $508 to 30yr payment, same thing.

Biggest advantage is usually the 15yr has a lower rate than a 30yr.