Hey, so I got my '19 Raptor three years ago, right in the middle of the pandemic when prices were insane. I wrestled with the extended warranty, everyone told me I was getting ripped off, but I got it anyway. And guess what? The day after I bought it, the turbos blew – warranty! Four months later, the seat electronics crapped out – warranty! Early on, it was a no-brainer. Now, three years later, it's in the shop for an emissions sensor, and the back electrical plug's been acting up – BOOM, extended warranty again! I've had tons more stuff fixed, too. Seriously, this thing's saved me thousands between labor and parts. It was a lot of tech, so I figured it was worth it. It's been a lifesaver, even including rental cars when it's in the shop. Sometimes the risk pays off, but I've definitely had bad warranty experiences before. Hope this helps! Aloha!