I've noticed(not in this thread) that alot of people on this forum like to bash people who use financing. Yes, it's better to pay off and have no payments. But if we can only afford to finance, there's nothing wrong with that. I agree that if you LEGIT can't afford a Raptor, you shouldn't be buying one. But with all of life's expenses, it may be a more practical option. So if I have to pay 3% interest( +-$2000) over the life of my loan, that means I can live a little more comfy month to month. Some people(me included) aren't blessed to live in a payed off house, or own my own construction company, or have mommy and daddy pay it for me(dads serving life, mom makes very little).
Bottom line, if you PAY CASH, that means you have the resources to PAY CASH.
If you FINANCE, you know you're over paying for a vehicle and when you sign your name, you know what you're getting yourself in to.
Relax people. Don't be so mean.