No/Low Cost Performance Mods?

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Nex

RIP CoronaRaptor
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Government wants you to pay taxes on unrealized gains every year. Only they get to retire. California doing away with tax breaks on home sales.
 

hingedthinker

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lol. So many ******* bungled. If you are trapped in interest and debt it’s your choice, not mine. A large part of this forum is bragging and vanity so I’ll excuse your virtue signaling.

Finger this.

D89567DB-6BFA-4221-A2CC-4B4BCF167B33.jpeg
 

LennyMoe

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lol. So many ******* bungled. If you are trapped in interest and debt it’s your choice, not mine. A large part of this forum is bragging and vanity so I’ll excuse your virtue signaling.

Finger this.

View attachment 399474
Congrats! You have a pool in Phoenix where 1/3 of all houses have a pool. Quick question, did you pay cash for the house, or are you renting?
 

hingedthinker

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Congrats! You have a pool in Phoenix where 1/3 of all houses have a pool. Quick question, did you pay cash for the house, or are you renting?
My response to the OP was respectful. I noted as much. I think I plucked the right cord with you all, so you are reacting like emotional teen school girls. You guys are being nasty forum trolls. Blocking you now. I don't need you, or want you or anything that you have.
 

NickyF25

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No way are you going to average over 14% a year after taxes in the S&P right now. I don’t disagree with the theory, you can get two year gov bonds over 4%.I think your thinking a few years ago and can you really get 1.99% now?
I agree with the original theory too, but the $65k is being reduced by $14k of payments each year, so the amount making money keeps getting smaller. There was a time a little while back you could really make this work in your favor, but the gap has closed a good bit currently. It's also nice to keep the cash on hand in the event of an unforseen issue. You can always pay off a loan any time you want. In the current environment I will probably just double up the payments.
 

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