smurfslayer
Be vewwy, vewwy quiet. We’re hunting sasquatch77
- Joined
- Dec 16, 2016
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I’ve had Geico for two years now and they have never once called when it’s time to renew.
@Ruger is correct, i can confirm that Geico at least has done this in the past. However, there are more and different reasons that you should not use Geico for your insurance, no matter how inexpensive it is, or how long you’ve been a happy customer or how many wrecks of yours they’ve made right.
A relative of mine, insured by geico, was rear ended by another driver; their whole family insured by geico. It was a 40MPH / no brakes impact, with a trip to the hospital, back and neck injury. cops came, other driver fled, but samaritans provided a description of driver, car, who fled home and was charged with the collision and convicted. Geico refused to pay the insurance claims. Through a lawyer, they were trying to wait out the victim; allowing medical bills to accumulate enough to damage their credit. after about 4 months, they offered something like $3000. that was less than a 1/3 the damage to the car, - mind you, my relative had a full coverage policy, no gaps. They got a court date and one day before trial, Geico offered to cover medical bills and lawyer bills in addition to covering the car. They were countered to cover more of the damage, plus some kind of letter indicating their obligation to have made these payments and that they didn’t do it in the required, timely manner. They didn’t go any further than that, but it did help with their credit.
Geico has a well earned reputation for being a “paper only” insurance carrier, I’ve known 2 more people who had them; 1st was cancelled after an at fault collision, 2nd cancelled after a speeding ticket - and not some major league, triple digit ticket, an interstate ticket 69 or 70 in a 55 IIRC.
just make sure that if you run some sort of jammer you don’t run afoul of some coverage exclusion.