So, let's keep this real.
You want a 13 or 14 Raptor (because you don't want an 'old' one) with low miles, stock. Here's an example - there is a 13 with 30k miles for sale in town right now. Bone stock. $54,995.00. Sure, it's overpriced. But do you think there is $14,995.00 built into what they bought it for. No, there isn't.
I think for $40k, you should realistically set your sights on a 10 - 12, with higher mileage. We've all told you that well maintained Raptors last. There is a thread on here somewhere where guys are in a 100k mile competition. Like I mentioned, mine has 82k miles on it, and you can't even tell. Take that advice. It's the right advice. We have nothing to gain steering you in the wrong direction, right? 80% of these trucks haven't EVER been off roaded hard. So chances are if you find an 'older' one, it was a pavement princess and probably maintained very well. These weren't cheap trucks to buy when new.
Sometimes we have to hear what we don't want to hear, and this is one of those times if you are looking for a good condition Ford Raptor in the $40k price range......