Insurance

[CineSLR]

My insurance went down $10 a month coming from an 06 M45 Sport... I thought it was going to be much higher given the 4x4 and its a new vehicle. Oh well, no complaints here!

 

[JP7]

Nope but, I got my insurance in 09 when I bought the truck... Could hae been to new for then to know what it was

That's how mine was last August - they hadn't heard of the truck so I'm getting an F150 rate - with a note on their file that it's a Raptor.

The cost of the vehicle has little to do with the cost of the coverage. Theft rate and claims rate weigh much heavier. Our BMW stickered at $70k and cost less to insure than my 5 year old Tacoma. The VIN tells the insurance company everything they need to know.

Those with some $$ in mods may want to have them added to your policy. If you have a $1500 bumper and a $1200 LED light bar that gets stolen without the added coverage you likely won't be covered.

Very true.

 

[HARLEY6LF250SDU]

Just a FYI...........
In 2010, Ford used X1E in the VIN # (body code). X1E = F150 Supercab 4X4
517A trim level/Pkg = Raptor, 502A = XL trim level, 503A = STX, 507A = XLT, 508A = Larait

For 2011 Ford NOW uses a VIN # (body code) that is Raptor ONLY
X1R = Supercab Raptor 4X4
W1R = Crewcab Raptor 4X4
Both only have one trim level choice 517A = Raptor

randy

 

[warrior]

my insurance went down 20$ with the Raptor from my Dodge PW, agent who wrote it as f150, claims safety stuff.

 

[swoop1156]

Just a FYI...........
In 2010, Ford used X1E in the VIN # (body code). X1E = F150 Supercab 4X4
517A trim level/Pkg = Raptor, 502A = XL trim level, 503A = STX, 507A = XLT, 508A = Larait

For 2011 Ford NOW uses a VIN # (body code) that is Raptor ONLY
X1R = Supercab Raptor 4X4
W1R = Crewcab Raptor 4X4
Both only have one trim level choice 517A = Raptor

randy

That's awesome knowledge!

 

[CineSLR]

Thanks for posting Randy!

I did notice that Raptor came up when she put in my vin...

 

[HoustonRider]

I just tell people F150 Crew 4x4. If they ask trim level I tell em Raptor.

That about sums it up, cause thats the deal anyway.. lol

 

[Nv Guy]

Just a FYI...........
In 2010, Ford used X1E in the VIN # (body code). X1E = F150 Supercab 4X4
517A trim level/Pkg = Raptor, 502A = XL trim level, 503A = STX, 507A = XLT, 508A = Larait

For 2011 Ford NOW uses a VIN # (body code) that is Raptor ONLY
X1R = Supercab Raptor 4X4
W1R = Crewcab Raptor 4X4
Both only have one trim level choice 517A = Raptor

randy

Great info and it explains why I (and probably most '10 owners) didnt see much of an increase (if any at all). unless you tell them or bring it up, they dont know it's anything other than a F-150.
Looks like the '11 guys have no choice- it's right there in the VIN.

 

[First Truck]

Insurance just about the same as it was for my x5. Was less than I expected. Good news!

 

[SOCOMech]

When I had my SVO Mustang it just showed up as an '85 four cyl Mustang