Gen 3 finance rates.

[MeFryRice]

Most dealerships would ask you not to since they get charged back if it’s refinanced within 3-4 months however, if you can find a better rate then I’d do it too.

 

[MattR]

Most dealerships would ask you not to since they get charged back if it’s refinanced within 3-4 months however, if you can find a better rate then I’d do it too.

I was told one payment

 

[Viewsflores]

I was told 4 months. But I might give it a shot see if I can lower my interest rate. Gave my first payment a few days ago.

 

[Sitdown]

Also perf credit and got a Bananas 7% rate for this purch, Expl ST purch in Aug22 was 1/2 this...

it'll get refi'd at local CU for 3.99/60

 

[scottp6188]

Not perfect but I got 6.6% definitely will be getting it refinanced.

 

[NewRap4Me]

I got 5.04 from Ford for 72 months which is a far cry from the 0.0 for 48 months I traded in. Took it for now and will either refi when things normalize or treat the 72 mo like a 48 and pay off early since there is no penalty. Or just start the process now for a 25 Raptor R and let Ford pay off the balance. Options Options Options!

 

[Jlchavezz1]

How where you able to refinance that fast?

You can refinance pretty much at any time even before giving the first payment. I usually wait right before the 30 day mark of the original purchase so that both credit inquiries land in a 30 day period and my credit score only takes one hit instead of two. And you go a combined two months with no payment which is a plus.

 

[ELmx479]

I'm paying 2.49 for 36 but my credit union is still at 2.99% which is good all things considered.

 

[raptor730]

4.49 60 month Bank of America

 

[fur_pig]

Wait till Powell hikes rates again Thursday… I have 3.9 locked with an 800+ credit score.