Gen 3 finance rates.

[CodeOrangeGen3]

What credit union is this!?

University Federal Credit Union

 

[MattR]

First responder here. I‘m getting 1.10% over 5 years. 2022 801A 35s. Should be delivered next week.

Wow. That's the lowest rate I've seen in a long time. I called them and for a four year loan and 830 credit score they quoted me 3.99%.

I got 3.25% with Adelfi a few weeks ago. Hoping the truck comes in before I lose the rate at 30 days.

 

[New recaros]

My wife just bought an explorer ST also at 3.2% for 72m.
I see we are back to finance everything and gamble with your cash. Not sure gambling right now is a wise move. Rising interest, stocks drop

 

[jeanco]

time to pay cash like the 80"
we had 20 years to good time and put money on the side!

 

[MidnightSpecial]

My credit union just quoted me 6.6% with a 805 credit score. I got 2.5% w/ a 685 credit score back in 2018. This credit union usually smokes other places on rates. No clue what they are smoking now.

 

[MeFryRice]

The best rate my credit Union is offering is 4.38%. I was given a rate of 7.5% with an 833 credit score by the dealership I purchased the truck from.

 

[Jlchavezz1]

I just refinanced my truck with South Texas Federal Credit union for 2.95% for 72 months. I originally got a 7.8% from Ford a month ago.

 

[Viewsflores]

I just refinanced my truck with South Texas Federal Credit union for 2.95% for 72 months. I originally got a 7.8% from Ford a month ago.

How where you able to refinance that fast?

 

[MattR]

How where you able to refinance that fast?

I did it two weeks after purchase once

 

[mchurch0211]

I did it two weeks after purchase once

you can refi as soon as you receive your statement from your current lender