Ford 0% Financing

[CliffClavin]

I looked for a year, and tried many different dealers and always got the same answer. 0% does not include the specialty vehicles--ie... Raptor.
My credit union offered 1.85, and the dealer was able to offer 1.9--this was about a month ago--both of these were 72 months.
Shop around, interest rates are very competitive right now.

That is the lowest I have heard of. What credit union are you a member of?

 

[Greg Gobin]

Anything from ford performance is excluded from special financing, go with your credit union if you can get that low of a rate

 

[allenilly3]

Seems like a good deal to me. I had 3.09% when buying the truck in July 2019. Refinanced with PenFed to 2.14% a few months ago.

 

[DanT]

Raptor is exempt of any promotional financing or A/B plans. Read fine print...

 

[CenCstRptr]

Educational Employees Credit Union--in Fresno Ca--It is a teachers credit union.
The finance guy at the Ford dealership did not believe me either, until he looked it up to verify.
They periodically run these 6 week specials - and got in at a good time.

 

[Cain]

Couldnt get a 0% APR for any ford performance vehicles. We got 0% on the loaded 2020 limited expedition max though.

 

[EricM]

Each promo will list what is excluded. Right now it's all Superduties, Raptors and Shelby Mustangs. Pretty easy to tell what is selling well just looking at what is excluded. There is nothing stopping Ford from taking the Raptor off the exclusion list if inventory starts to pile up.

For you guys saying no Ford Performance Vehicles qualify, we bought an 2019 Edge ST, which is a Ford Performance vehicle, and we got it well under sticker and financed at 0% for 5 years through Ford Credit.

 

[isis]

Paying cash is 0%.

 

[okie]

My work CU offers 3.25, up to 84 months. Payroll deducted.

 

[cayenne]

Typically 0% financing is linked with paying full price. Also I would be shocked if they offered it on vehicles that typically cost full price 24/7.

This is not remotely true... You will never get 0% on the Raptor but have bought way too many vehicles utilizing 0% and have negotiated just like normal and gotten invoice or near and 0%

Someone has told you a fib and you believed it