Do I buy my dream truck?

[mario4147]

Here is the situation, I currently have a 2021 XLT (full loaded) that’s paid off. Truck is awesome and does everything i need. My dream truck has always been a Raptor, especially now with the sick avalanche color. I found one near me that has no markup, just MSRP 84k. Dealer ran some numbers and offered 40k for mine, along with cash down, my payment would be ~600 a month. I don’t have any debt except a mortgage. After all my monthly expenses, I would be left with around 1500 to save or spend as I wish. It’s nice not having a car payment but also, this might be the last time (for a while at least) that I can get this truck. Not sure how the market will be in the upcoming months due to the UAW strikes. What are your thoughts?

 

[Mossy 150]

Get Raptortised

 

[MurderedOutSVT]

View attachment When-u-want-to-upvote-every-non-political-post-1697125210433.mp4

 

[HighwaySentinel]

My vote is to do it. MSRP and you are getting a pretty good trade in amount for your XLT. The nice thing is that if you have buyers remorse, you will be able to recoup most of your money on the Raptor. You won't have any remorse though.

 

[thatJeepguy]

Why did you buy the xlt in the first place? What milage and condition?

Push him to give you 45k for your truck he's going to list it for 58k like a scum bag the moment you drive off the lot.

 

[shank_guru]

Put together your deal. Your truck + a check for $X + whatever financing you need = $Y. You come up with $X, but more importantly $Y. Make $Y a set number and tell them they can either give you more in trade or come down on price. Play hard ball

 

[HighwaySentinel]

Put together your deal. Your truck + a check for $X + whatever financing you need = $Y. You come up with $X, but more importantly $Y. Make $Y a set number and tell them they can either give you more in trade or come down on price. Play hard ball

It's too early for algebra.

 

[CleverGirl_]

Make sure you factor in fuel costs into the algebra. Shit adds up.

 

[smurfslayer]

Welcome to FRF

You’re not going to find discouragement here. Let’s be honest, we’re a bunch of fùcking enablers here. @shank_guru is right. MSRP deals are there and achievable now, so your objective should be more solid trade on the current truck / or sell it and under MSRP.

The truck is a bit overpriced and has been since ’17, but... if you buy new and go to Raptor Assault, there’s no way you can walk away from that thinking Ford cheated out. Ford put a cr@p ton of research, testing, QA into the Rap and that’s why people who want one aren’t x-shopping jeeps and what not.

Paraphrasing Yoda:

Buy not stupid !
Buy. or Buy not.

 

[Sharpie69]

I just have to say, $375 wk doesn't seem to leave much, but that's just me