Anyone take their Gen3 2021 Raptor VIN and get an insurance quote?

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motorman9817

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I got a quote using the VIN on my not yet delivered 2021. I live in Idaho, no tickets. Safeco with whom my 2019 Raptor is insured was $1755 per year. The 2017 is $655. The agent could not explain it. AAA doubled the coverage to 500/500 and stipulated OEM replacement parts for $689 on the 2021. AAA also cost less to insure the other two vehicles.
 

Honeybadger_Zero

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Ouch, I'm 26 and even my f250 only ran me 1k a year for full coverage
Think it’s generally a Florida thing as to higher insurance rates. Certain laws cause the cost to be high here. Full coverage includes a free windshield replacement every year if there is a big enough crack. Other things regarding fault for accidents make it all higher here
 

Big Papa Gecko

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Think it’s generally a Florida thing as to higher insurance rates. Certain laws cause the cost to be high here. Full coverage includes a free windshield replacement every year if there is a big enough crack. Other things regarding fault for accidents make it all higher here
Maybe its all the retirees cruising around without their glasses?
 

NJ2020

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When my agent ran my new Raptor it didn’t recognize the VIN yet so he had to manually input, came out to $3,600/year which is more than 3x what I was paying for a new Audi. They finally had to input it as a regular lariat and it came way way down.
 

WestTXRaptor6

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Screen Shot 2021-09-23 at 7.34.37 PM.pngReplacing my 2020 with the 2021 VIN makes mine go down. This policy is for the Raptor, 2020 F250, 2021 Land Cruiser, and 2 enclosed trailers.
 

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