any special financing deals?

[bensenvill]

ok walking into the dealership on saturday for for an '18 base-ish raptor.

I was going to special order but found a close one in an off color and missing one other checkbox. It's been 10 years since I've bought a dealership car and first time not in-cash. I'm over 800 in credit reports, but I really want to do no-money-down (I can do 6k if need be).

Are their any ford promotions I need to be aware of?

If it matters, the truck I am looking at is 55k.

Any advice is very welcome.

 

[chi_weezy]

No promotions for the Raptor that I've heard of. I got 2.29 apr with B of A. Got 800 score with about 15% down. Just depends on your credit profile

 

[bensenvill]

well I am chicago as well. everything you are telling me is pretty awesome, no worries on the credit profile

 

[Frank N]

Check with your credit union, no CU, shop rates on line. They will screw you at the dealership unless you have a rate already established.

 

[fx4210]

I've heard good things about PenFed, depends on what kind of schedule you are looking for but like others have mentioned there are no ford incentives.

I'm planing on financing around 15-20k for 36 months have 800+ credit so I imagine I'll be at their 1.49%

 

[Frank N]

For the ease of closing the deal, if you have to finance, you can always tell your dealer what you can get for a rate and ask them to match it.

 

[Skyfrog]

For the ease of closing the deal, if you have to finance, you can always tell your dealer what you can get for a rate and ask them to match it.

That's exactly what I did. The dealership offered 6.9%, so I laughed and said I could get 2.5% at the Credit Union. They matched it.

 

[Frank N]

I would have told him I could do 6.9%, if he wanted to sell the truck for 5k under invoice. lol

 

[Turk10mm]

MY CU says 2.09 is their best rate. 800+ beacon

 

[jdruzik]

Welcome to the site... GOOD LUCK WITH YOUR SEARCH... Enjoy the ride...