You never know if tomorrow will be here or not, you may as well enjoy life to your liking. If you want a Raptor, by all means, fulfill your dream. A short story.... I had a whole lot of cars, and trucks, '17 exp limited, '15 f150 lariat, '15 f350 supercrew platty, '13 f150 fx4, '04 marauder disguised as a streetcar, featherlight car hauler, and a few misc. crown vic's in the mix, yes, owned all at the same time. Had a doctor misdiagnose a small issue, I came in their words, within 2 days of dying. That put it into perspective. I got out of the hospital, I sold all that shit and bought a new Raptor, for whatever reason, driving that vehicle gives me a feeling that none of the others did, and, I bought the wife a new car, f*&king chevy though.
I say go after what you want, I wish I would have earlier, I've driven gen 1's, but really love the gen 2's, even though I said I'd never have a 6 cylinder anything...