you will have to wait on insurance. once damage reaches 70% of the value of the vehicle, it usually becomes totaled. being hit from a front tire is going to hide a lot of mechanical damage until it comes apart and even then, preliminary estimates wont be what the actual damage is. the shop will submit suppliments for additional found damage once it has been torn down, but it will have to factor into what the adjuster sees at the time of inspection. and how much the insurance is willing to risk. when i rolled my truck back in 2014 insurance was trying to save it. body shop said to total it. insurance started with the repairs but the body shop found more damage once it was torn down. the damage was structural so it was not repairable under the given budget of 70% of the value of my truck. insurance is stupid like this because they want it done as cheap as they can rather than listen to the experts at the body shop. my insurance paid out $115k at the end because they told the body shop to start fixing it. so the body shop ordered parts and tore the truck down. so they had to pay the shop for the work done, as well as pay out my claim policy. they should have listened to the shop in the first place. would have savd them $30k. so when it comes down to it, it will all depend on how dumb the adjuster is and how much they are willing to gamble on unseen damage. its amazing how little vehicle knowledge these adjusters have and thats where people like us (car people and those that spend a lot of their time around cars) have issues with insurance and adjusters. hopefully the adjuster assigned to your claim isnt a complete idiot
