Yeah, this is a very personal decision, how bad do you want it, what can you afford?
Personally I don’t think ADM’s are going away anytime soon right now, if you are good waiting a few years they will die down, but right now Kia tellurides are going for like 10k over.
I paid 10k over for my 21 37pp, I waited for a long time, finally got it a few weeks ago in February. It was totally worth it to me, I got pretty good money for my trade in, love the truck, I am not upside down on it and it fit in my budget.
I spent over a month reaching out to hundreds of dealers all over the country and couldn’t find any that actually had allocations and would do it at msrp, sure people found them and got them at msrp, but honestly it is a needle in the haystack type of thing and gets worse by the day. If you have the time and patience you can start calling places all over, just for me I eventually decided it was no longer worth my time or patiences and that I was good paying ADM.
The truck is awesome there is no doubt about that, just a matter of how much you want it, how soon you want it and what you can afford.