Really good question asked many times...but from my perspective, the answer essentially boils down to:
Assumption: If you are EVEN looking at a Raptor as an option, you already want one, so that case is closed, you are already 90% there.
2. Will the Raptor do what you need to do with it at a minimum (i.e. towing 8000lb no prob, seating capacity, etc.)? Yes/No? If no, you need MORE cowbell..…game over, thanks for playing, buy something bigger.
If Yes, proceed to question 3.
3. Can you (or are you WILLING to) afford a Raptor, all up, all in, wrapped costs (i.e. initial costs, pmt/interest, fuel, tires, maintenance, and MODS for gawd sake)? Yes/No?
If No, restructure search (and be brutally honest with yourself, it’s really ok NOT to do stupid and there of hundreds of places who give you lousy credit).
If Yes, proceed to question 4.
4. If you have a significant other, will the purchase of a Raptor damage this relationship? If yes....relationship over. Let me introduce you to your new Raptor.
Note:
a) Observe, I did not ask to "compare" the Raptor with any (read ANY) other vehicle with wheels. No other vehicle exists in this target class, stock from the factory, with a full factory warranty to compare to the Raptor at this or even close to this price point.
b) Any “I don’t know” in any category, don’t buy ANYTHING until you've done your homework.