I used my over 25 year membership 1/4% discount (one time good deal) and another 1/4% for something I can't remember (Paperwork is back home) and I have perfect credit. I financed for 72 months to get the lowest rate, once I get my truck I will sell my '01 XLT and '08 Honda Civic SI, make a lump sum with the money from them and re-fi the balance at 36 months. Or that's the plan, anyway <G>. Like Jason said, I will go in with the 43K in secure cash. Wham bam thank you mamn. And no, I DON'T want the paint protectant <G> The only trick is knowing how long your lender will let you wait to make a lump sum and lower the principal before you can't re-finance that loan anymore.Dang, that is a good rate! I'll have to look into that. What does ESP stand for? I've never bought an extended warranty on any vehicle up to this point.
Their advertised rate seems to be 3.99 minus 1/4 on 60 mo. or 1.99 minus 1/4 on 36 mo. for retired military. How'd you get that lower rate (1.24 on 60 mo.)?
I just can't make my mind up on ESP and Maintenance Contract. But all these posts are helping... Thanks fellas!
ESP is Extended Service Plan.
Falcon