Not a good comparison. Your screwdriver isn't a luxury item, a play toy, and a status symbol with possibly limited production. If someone was looking for a truck for value, then XLTs would be the best selling trim.
Bu I don't think that was really the point of the post. The R is going to be up there to the point where the many of buyers aren't going to be too concerned about whether MSRP is $95k or $105k, as it's pocket change to them, the same way you won't care if your screw driver is $5 or $6.
Yes there are absolutely those where it will matter, but there are lot of guys here who have a fleet of high end vehicles.
It's a great comparison.
It's still an object that can be purchased with cash. Same could be said for services.
At some point, whether it's a sandwich, a screwdriver, a snowmobile, motorcycle, sedan, TRX or Raptor...there is a point in which someone even if they they have the cash laying around, will say "nope, not worth it to me".
Okay, so another angle. What if the Raptor R (Luxury vehicle you are referring to) came out and someone had one listed at $750k. Exact same specs. Lets say you had $2million in your retirement account.
You can afford it, but zero chance anyone would do it. Not worth it.
The "not worth" it point, can happen anywhere between .01 to infinity. You probably wouldn't think it was worth it to buy a 2" long rusted bolt with stripped threads for a penny. When you said "no" -- I don't think it would be because you couldn't afford it.
I assume you drive a Raptor? Whatever...doesn't matter. You drive a vehicle.
What did you pay? $80k?
Would have have paid $85K
$90K?
$100K?
$110K?
$120K?
$130K?
$150K?
$160K?
$175k?
$200K?
Somewhere in there, you'd say "nope" ---even if you had the cash on hand. And the place where you say "Nope" --is only a few $ away from where you'd say yes. Are you saying you can't afford a few $ when you are are purchasing something around $100k?