armyturtle
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- May 18, 2016
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USAA has a vehicle purchase program. They connect you with a prearranged dealer. Most deals are invoice + $500 or less. You do have to be a USAA member. Also if you bank with a credit union check with them. Most have similar purchase programs. Costco also has them. Take a look at Truecar.com they may have something better than retail.
I do appreciate this information. Though a couple of things. I'm not a USAA member; also I'm not sure these buying options/channels come into play just yet for the raptor. Perhaps after the new year or the middle of the next year, but I'm hoping for a nice 2016 Christmas present or birthday present (Feb. 2017). I'd be lying if I said I wasn't excited to get it sooner rather than later.
Side note: a lady hit our vehicle yesterday and she's 100% at fault. I have Ameriprise insurance (via Costco) and I'm going to switch. They are the absolute worst. Sat at the accident scene for nearly 5 HOURS while they tried to find a car rental company that had cars to rent to pick us up - though BEFORE they'd do any of that, they wanted me to give all the god damned details of the accident first! I was pissed - I'm on the side of the road with my 3 year old son and his car seat, with a tow truck driver wanting to take the vehicle away, and you want me to step through all of the particulars of the accident right now??? Been meaning to check out USAA - time to do it later today for sure!
---------- Post added at 01:47 PM ---------- Previous post was at 01:46 PM ----------
USAA has a thing a called car buying services. You get approved for a loan amount and let them take care of the rest. They will even call the Dealer and work it for you if you want.
Honestly the best thing to do is call them. For me I priced out my truck but the dealership back in 2012 was $1K cheaper so I went with them but still financed through USAA.
Good luck man, plus this is how I always see it. IF you can afford and are comfortable with the payments, then "it's your money use it when you need it." (JG Wentworth Commercial.)
---------- Post added at 11:45 AM ---------- Previous post was at 11:43 AM ----------
Hit me up in Vegas, I would like to see it in person! Also that's a beautiful feeling, when you're driving by yourself and enjoying a new beast.... You're going to be breaking necks as you pass by people.
Not a bad idea. Might be cool to meet some new friends with common interests on the way home.