Well I ended up buying a set of Husky Liners from a fellow member who's local. Threw them in after lunch and am very pleased with them, Ford honestly should've put something similar on from the factory.
After searching around on the forum about these there seems to be some bias against them, and it's not without reason. I definitely had to work them a bit to make them go in happily. Here's a few notes in case anyone is considering them:
1. Enlarge the two holes that have the factory flare screws going through them. On the first side I didn't do this and they were a royal pain to line up. On the second on I opened them up with a 13/32" drill bit and they lined up no problem.
2. I found it easier to get both ends seated before getting the flange fit between the flare and the bed. Install the front side first, I did this on the first liner and tried putting the rear end in first on the second liner and could not get the front up into the bed because of how much thicker the cross section is on the front vs the rear which is thinner.
3. I beveled the edge of the flange on the liner with a dremel. It definitely helps it slide between the bed and flare easier.
4. I used a plastic body trim tool (like $7 at Harbor Freight for a set) to get the flange between the flare and bed. Once you get both ends of the flange in you can slide the trim tool along the middle easily to seat the rest. It's not easy to do by hand and metal tools might end up marring the flare.
5. I heard concerns about the driver side rubbing the wiring for the live valve actuator on the shock. It seems to clear the wire just fine as there isn't much slack in the wire. I clearanced that area with my dremel, but it probably wasn't needed.
6. People seem to be concerned about the liners holding in dirt. I have a hard time seeing this happening. The liner contours to the wheel well pretty nicely. The only area there is a gap is above the shock, which if Husky reworked their mold they could close that area off by not having the liner bump out for the shock. And anyway, that area is vertical, you'll be hard pressed to get dirt packed up there. And the truck is aluminum so even if there was dirt up there, it wouldn't hurt much of anythng.
7. The last concern I saw was people thinking the liner would be ripped out during off roading. I don't think this would happen. You'd pretty much have to rip your flare off to remove this liner. And there's about 1.5" clearance between the liner where it clears the shock and the inside of the tire.
Anyway, I definitely consider it money well spent. I look forward to being able to easily clean my wheel wells