Mechanical Breakdown Insurance vs Extended Warranty

[MegansIons]

It depends on what type of insurance do you have. For example, the company that where I inspired my Honda Civic won't say that this is an insurance case, and won't repair it. This is because I chose the cheapest insurance that I found because Honda Civic is a Japanese car and they are very durable. It breaks very rarely and I have never had problems with this car during ten years of exploitation. If you want to have good insurance you need to pay a lot of money. My friend's car once was stolen and the insurance company gave him back the estimated price of the car.
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https://www.insuranks.com/car-insurance/how-much-is-car-insurance-cost-for-a-honda-civic

 

[JefferyGT]

I'm a tired old man, but in order to help out a fellow forum member, I'll repeat some of my experience with MBI.

First and foremost, I have zero relation to Geico aside from being a satisfied customer for over 35 years. Now that I got that out of the way:

I've had MBI on every vehicle since its inception, and that goes back over 20 years.

A brief, incomplete list, to my memory, of things that they've paid to have repaired, without fuss or muss.

1. AC compressor on Dodge van. $1500

2. GPS unit (actually a simple dvd unit) broke in Acura MDX. $1200

3. Adjustable shock leaked in MDX. Dealer said had to be replaced in pairs. $700 each.

4. Manual transmission on Mazda 3. $3500.

Those hit the highlights. Never had a premium increase for using it.

Oh, in its infancy, it covered the life of the vehicle. When they changed it to 7 year or 100k miles, they failed to notify me of that. At 112k miles the driveshaft went on my then beloved VW Touareg. I called and they said it's over 100k, no coverage, I said I thought it was life of the vehicle. They said that changed. I said prove you notified me of that. They couldn't and paid for it.

Now, because when I read reviews that cover pros and cons I love to read the cons to be sure the review is balanced, I will state that Geico premiums are higher than most other companies so take that into consideration.

Your payment check is in the mail. Geico Propaganda & Communications Depts thanks you.

 

[MDJAK]

Your payment check is in the mail. Geico Propaganda & Communications Depts thanks you.

Did your mother not breastfeed you Jeffrey?

 

[Oldfart]

Does Geico do anything for a loaner? That was one of the things I liked about my long ESP, it's very clear that I get a loaner from the dealer. Just makes life easier.

 

[JefferyGT]

Did your mother not breastfeed you Jeffrey?

Actually... your mother did.

 

[MDJAK]

Actually... your mother did.

Then count your lucky stars. She had beautiful tatas. And then dropped you on your skull.

 

[JefferyGT]

Then count your lucky stars. She had beautiful tatas. And then dropped you on your skull.

I believe it!
And I apologize. I was being obnoxious.
That Geico deal does sound good. I had no idea. Definitely worth a look.

Cheers

 

[MDJAK]

As was I obnoxious. I try not to be but sometimes the keyboard warrior comes out. Apologies.

 

[Oldfart]

I believe it!
And I apologize. I was being obnoxious.
That Geico deal does sound good. I had no idea. Definitely worth a look.

Cheers

As was I obnoxious. I try not to be but sometimes the keyboard warrior comes out. Apologies.

 

[millersues]

Warranty and insurance are two completely different things. Warranty works only if something broke in the car, that is the producer guilty. So it means that it will replace details that were working incorrectly from the factory. In other cases, you will need to have insurance. Also, insurance is obligatory by law, so you can't drive without having one. You can read more about this moneyexpert.com. There are a lot of cases when insurance can save you a lot of money. For example, if your car was stolen or destroyed by someone.