Gen 3 finance rates.

[ATXraptor75]

You are not correct. My TX credit union was willing to go up to $91k with my $76k MSRP truck. Instead I finaced $50k at 1.96% over 8 years. Almost free money.

What tx credit union was this?

 

[sfreedom97]

Any recent experience since mid December with the finance rates that are currently out there? I've got my AG 35 built 11/1/22 sitting and wondering when I should start to seriously look into locking into my rate.... although lord only knows when the truck will get shipped....

 

[enjoitheride]

Any recent experience since mid December with the finance rates that are currently out there? I've got my AG 35 built 11/1/22 sitting and wondering when I should start to seriously look into locking into my rate.... although lord only knows when the truck will get shipped....

Last I looked mid 7’s. Even credit unions are pretty high. That’s with perfect credit.

 

[Bluu]

Crazy what a few months can make in rates. 2.99% for 60 back in March.

 

[Chizler22]

If you have a term greater than 36 months, you might want to think about a cheaper truck.

 

[FmaxTurboSi]

If you have a term greater than 36 months, you might want to think about a cheaper truck.

try not to tell other people what to do with their money LOL

 

[Keith88]

If you have a term greater than 36 months, you might want to think about a cheaper truck.

Don't tell me how to live my life. You're not my father!

 

[trav7314]

Was able to get 4.91/60 (well within my means) through FMC before Christmas. I'm sure the buy rate for the dealer was even lower.

I have access to all of the veteran focused banks and their rates are ~4.5 but financing thru the dealer was part of the deal.

 

[Kicker56]

Got 4.89% for 72 mo with USAA. The 60/72 rate was the same. I couldn’t find anything close to that and neither could the dealer.

 

[BIGW0RM]

bumping this. Dealer told me perfect credit with FORD financing is at 7-9% now.