Ford 0% Financing

[DIYDanCars]

I'm getting real close to pulling the trigger on a discounted 2019 Raptor, but thinking of waiting until after the 8th to see what new incentives come out. I'm working with a dealer in GA that will sell be a 2019 Leadfoot Raptor that has a MSRP of $72,385 for $63,500 plus tax, title, and doc fee. Seems like a pretty nice deal, I just wish they had 0% financing to sweeten the deal a little more. Anyone know if they have ever offered 0% financing on Raptors? My local credit unit is offering 1.99% loans on new cars, but hoping to get the 0% deal if I can.

 

[dmb359]

Doubt you'll ever get 0% on the Raptor. 1.99% sounds pretty good.

 

[jamanrr]

Zero percent is not available for any Ford Raptor. I believe a few dealers probably sneaked a few deals through but as a rule they will not do zero percent on a Raptor.

That is a good deal though as I paid 57k for my 2018 but it came with 10k in additional features like a backflip, Line X etc etc.

 

[DarthKickA55]

They won't do 0% on any Ford Performance vehicle including the Raptor. 1.99% is cheap money though.

 

[SSWIM]

Take the 1.9. You will NOT get 0% from FOMOCO, on the Raptor that is.

Sam

 

[BroncoAZ]

I got 2.29% for 72 months through Navy Federal in July. Dealer was offering 2.89% and said 0% was a no go.

 

[CenCstRptr]

I looked for a year, and tried many different dealers and always got the same answer. 0% does not include the specialty vehicles--ie... Raptor.
My credit union offered 1.85, and the dealer was able to offer 1.9--this was about a month ago--both of these were 72 months.
Shop around, interest rates are very competitive right now.

 

[DIYDanCars]

Bummer! I was really hoping they might offer 0% since I have seen quite a few dealers who still have 19's on the lot! I wonder what happened with that? Dealer's got greedy and asked over sticker and now they're stuck with them? It's amazing how fast these went from 20k over sticker to now almost $10k under sticker. I'm not too worried though, as it appears Raptors have great residual value. I'm hoping after 3 years this truck will still command mid 40's on the used market. Does that seem about right?

 

[John813]

Some 13-14's Raptors are still in the 40's. I got a trade in value of 41k for my 14 with over 60k miles on it. Haven't pulled the trigger yet.

Depending on the options/trim of Raptor you get, the value should be excellent 3 years from now, mileage and condition playing a role on it.
18's around me can still be in the high 50's low 60's.
Unless of course the economy takes a shit or gas goes to 4 bucks a gallon.

 

[Josh84]

Typically 0% financing is linked with paying full price. Also I would be shocked if they offered it on vehicles that typically cost full price 24/7.