GEN 1 Anyone with a frame cut bumper have issues with your insurance company?

[CIB2007]

As the title states, I’ve been looking into a frame cut bumper for my Gen1. Since more and more people are installing them. Has anyone had any issues with your insurance company? I know each state is different, I live in TX so has anyone tweaked their frame at a “Run” or had an accident and have had a claim denied?


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[Jimbo]

No. They don't care.

 

[PBR]

I spoke with the owner of a dealer, this dealer considers cutting the frame the same as frame damage. I was also told by a friend that works for Carmax, he said they won't buy a cut frame Raptor for the same reason.

It could come down to what insurance agent/company, but for me it's not worth the risk.

With all that said I think I'm the minority because I see so many Raptors with cut frame bumpers and they do look soooo good!

 

[dude1782]

Not here

 

[CIB2007]

I spoke with the owner of a dealer, this dealer considers cutting the frame the same as frame damage. I was also told by a friend that works for Carmax, he said they won't buy a cut frame Raptor for the same reason.

It could come down to what insurance agent/company, but for me it's not worth the risk.

With all that said I think I'm the minority because I see so many Raptors with cut frame bumpers and they do look soooo good!

Same, my local agent said if I did cut the frame then they wouldn’t cover it for damages. So ill keep my oem for awhile.