I had buyers remorse a few years ago when we sold our fully loaded '10 lexus es for a '15 Toyota Sequoia Limited (mid tier - leather, navi, but missing other things). I didn't think i would care at the time, but not having memory seats quickly became annoying. And in FL, quickly missed vented seats, and in 2015 its silly to pull out a normal key to unlock and start your car. It kinda ruined what was a good SUV because of options I was aware of missing. Fast forward to raptor shopping, I took my personal experience and feelings and decided 802a was a must, and shopped accordingly.
Some people aren't big on tech, so it wouldn't be a deal breaker. IMO, the adaptive cruise alone wouldn't be worth it. But the remote start, vented seats, blind spot, 360 camera - after living with them for a bit, I think I would eventually resent the truck not having things you can get on a Kia. But I bought a year older than I wanted so i could afford the 802a, and I'm glad I did EVERY time I drive the truck. No regerts, makes the truck that much more special