Search results

  1. T

    Be my voice of reason please. Can I really afford the Raptor?

    Dang you're quite the thenthative one aren't you? y u mad bro? I gave you a slow clap.
  2. T

    Be my voice of reason please. Can I really afford the Raptor?

    I don't get offended at anything really. You're entitled to your opinion. But if you really think it's a dumb thread then why even post in it? You just had to let everyone know that you think it's a dumb thread? Cool bro, good for you, you think this thread is dumb. Thank you for taking...
  3. T

    Be my voice of reason please. Can I really afford the Raptor?

    Thanks ---------- Post added at 01:15 PM ---------- Previous post was at 01:14 PM ---------- That's always the case. Especially with the "B" word lol. Where I grew up, if you're going to call someone a bitch, you better be prepared to dodge a fist before you finish your sentence.
  4. T

    Be my voice of reason please. Can I really afford the Raptor?

    DTI!!! duhhhh.... I completely forgot about that shit hahaha. Just did the math, and with the Raptor it puts my take home DTI at 48%, and according to Wells Fargo that's considered a "Fair" DTI for Gross income. My gross income DTI with the Raptor is 35% which is considered a good DTI...
  5. T

    Be my voice of reason please. Can I really afford the Raptor?

    My wife wants me to get. Just as long as it doesn't affect our savings and lifestyle. Sent from my SAMSUNG-SM-G935A using Tapatalk
  6. T

    Be my voice of reason please. Can I really afford the Raptor?

    how so? All i did was explain the purpose behind this thread. I don't believe i called him a bitch or any other name in my post. Now calling someone a bitch online is being a keyboard tough guy.
  7. T

    Be my voice of reason please. Can I really afford the Raptor?

    When you're in unfamiliar territory, it would be foolish to not ask directions. I've never been in at this point before. Where it is actually plausible that I can afford a Raptor. I was hoping to get some insight from people who might have been in my shoes. Where they weren't quite sure if they...
  8. T

    Be my voice of reason please. Can I really afford the Raptor?

    Feel cool now? Sent from my SAMSUNG-SM-G935A using Tapatalk
  9. T

    Be my voice of reason please. Can I really afford the Raptor?

    And yet you're still here being a douche. I can't say that I'm surprised after reading some of your other posts. Sent from my SAMSUNG-SM-G935A using Tapatalk
  10. T

    Be my voice of reason please. Can I really afford the Raptor?

    My wife wants me to get it. Read the thread before you post dipshit.
  11. T

    Be my voice of reason please. Can I really afford the Raptor?

    2011/2012's still go for around $35k-$40k in my area, and interest rates on used vehicles are always higher. Yeah I'll have a lower payment but it's still a bad deal imo.
  12. T

    Be my voice of reason please. Can I really afford the Raptor?

    NOT THE BRONCO!!!! I'm sorry for your loss brother.
  13. T

    Be my voice of reason please. Can I really afford the Raptor?

    Believe it or not, my wife actually wants me to get it lol. She told me that I deserve it because I've been working 60 hour weeks for the last 8 years. I've always driven the older vehicles and never owned a vehicle that I actually wanted. I've never even bought anything big for myself before. I...
  14. T

    Be my voice of reason please. Can I really afford the Raptor?

    I'm just trying to get some perspective from people who own a raptor and maybe have been in my same situation where they had fought themselves on getting one and to know why they ended up getting or not getting oit. I mean to some people only having $1500 a month to spend on luxuries isn't close...
  15. T

    Be my voice of reason please. Can I really afford the Raptor?

    I'm buying the truck out of state for MSRP. The area I live in there isn't a single dealership marking them up less than 20k. Some are marking them up 25-30k markup. A dealer by my house had 4 raptors with 802 packages on the lot for $105,000 after markup. So for the area I live in the market...
  16. T

    Be my voice of reason please. Can I really afford the Raptor?

    yeah but that price is most likely a reflection of the mark up that was most likely paid by the original buyer. I have an opportunity to buy a new 2018 Gen2 for sticker. I will have an additional 10k equity in the truck.
  17. T

    Be my voice of reason please. Can I really afford the Raptor?

    I'm giving myself 5% as a worse case scenario.
  18. T

    Be my voice of reason please. Can I really afford the Raptor?

    My wife's take home is after her 401k is taken out, and I have a profit sharing my employer adds about $5,000 to every year. I have about 4 months expenses saved for emergencies. We have 1 child with college savings account. We put $100 a month away. Payment breakdown: Total Cost...
  19. T

    Be my voice of reason please. Can I really afford the Raptor?

    I need some different perspectives. I'm about a month out from placing my order so I'm starting to do some serious thinking about if I really can afford the raptor. I took my my monthly household income, and subtracted all my utilities rounded up to $100. Meaning my electric bill is usually...
  20. T

    Funny Story

    Unfortunately yes lol
  21. T

    Funny Story

    Feel better? Sent from my SAMSUNG-SM-G935A using Tapatalk ---------- Post added at 07:29 PM ---------- Previous post was at 07:05 PM ---------- They had used a couple used raptors. I think one of them had a little over 2,000 miles and they were asking $95k. If they're actually getting...
  22. T

    Funny Story

    I'm on a waiting list for a 2018 Raptor. I was able to find a dealer that is selling them at sticker but for a limited amount. I think they have a list of 50 people and I'm #47 hahaha. Anyway, while getting it at sticker is an amazing deal, the price of the truck is still pretty hefty. Even...
Top