Good topic to remind everyone that they should have their assets properly protected. I.E... In a Trust or LLC.
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The same question could be asked about many of the mods we do to our trucks like running true beadlocks on the street. Also, there are DOT regulations for bumper height. It becomes pretty grey where to measure the bumper height on any of aftermarket Raptor bumpers which significantly alter the approach angle. Mid or top perch and/or 37" tires probably puts you above the DOT bumper height limit too.
Like others have said, life is short. Personally, I don't worry about this stuff too much because I just can't leave any vehicle stock. God forbid, if I happen to kill someone in an accident, there will be some slimeball attorney that could probably argue and win that my stubby antenna was the cause.
**** it run em! I would if I could get my hands on a set. Yea your insurance can easily deny any claim if they knew but seriously they would have to be not picking to find that your tires aren't dot approved now in an accident with serious injuries well be prepared to face a huge fine or even jail time of its fatal. But the chances of that are slim so I'd run em
******* attorneys are the scum of the earth