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NYC Raptor

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0%. Cash is always option.

Best,
Divorced and retired guy
wow that’s awesome! Good for you! I too can pay cash, just don’t want to. Would have done it already. I’m not divorced or retired but sure am happy. I’ll be even more happier when I pick up my raptor too.

Best,
Young and happily married guy
 

GTTXRAP

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wow that’s awesome! Good for you! I too can pay cash, just don’t want to. Would have done it already. I’m not divorced or retired but sure am happy. I’ll be even more happier when I pick up my raptor too.

Best,
Young and happily married guy
All good...have no dog in this hunt. Retired at 52 (which I don't considered old) and believe me much happier divorced. If Ford Credit offered you 13% I can assure you that your credit is not tier 1 (or potentially 2).

Do what you want, but soften the edges a little around here might get better responses. You asked question and people are just trying to respond.

The one thing we agree on is you will love your Raptor indeed.
 
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NYC Raptor

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All good...have no dog in this hunt. Retired at 52 (which I don't considered old) and believe me much happier divorced. If Ford Credit offered you 13% I can assure you that your credit is not tier 1 (or potentially 2).

Do what you want, but soften the edges a little around here might get better responses. You asked question and people are just trying to respond.

The one thing we agree on is you will love your Raptor indeed.
52 is far from old. That’s a great age to retire. Good for you man. I also believe you on that happier divorced part.
I’ve also seen you on this forum. Helping people with their questions and giving insight. That’s the kind of guys I expect to be on here. I honestly was asking a question on what others paid. I get a lot of questions get asked but some dudes are harsh with their remarks. No need for that. I really can pay cash but don’t want to on this truck. I have other cars down the line that are in a different price bracket. Would rather put a chunk down and finance the rest for a little while. Thanks though, I appreciate it.
 

raptorzz

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Dang, this thread went sideways lmao. Thought I was gonna see more commenting on rates. It is what it is :/
 
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NYC Raptor

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Bummer. If the dealer offered you 13%, your credit is probably wrecked. What did your bank offer?
Honestly my credit is at 730 right now. Used to be higher but have a few cars under my name. Checking what other offers I have in the morning. 13 is unbelievable. Might have to go all cash if I can’t get a decent rate.
 

GCATX

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Honestly my credit is at 730 right now. Used to be higher but have a few cars under my name. Checking what other offers I have in the morning. 13 is unbelievable. Might have to go all cash if I can’t get a decent rate.
730 is wrecked. Get out the checkbook.
 
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