Interest Rate - What's yours?

Disclaimer: Links on this page pointing to Amazon, eBay and other sites may include affiliate code. If you click them and make a purchase, we may earn a small commission.

Badgertits

FRF Addict
Joined
Jan 24, 2019
Posts
2,803
Reaction score
2,445
Location
Ma
I’m also curious where people are getting these rates!?

At the time of purchase I dropped like $52k cash & I my credit score was an 804

How the hell am I at 4.49%!? - again, taken in February of 2018 for context.

Don’t care that much either way only owe like $5.5k will be a rolling *** of $50-55k shortly
 

Lasercat

Active Member
Joined
Aug 4, 2017
Posts
86
Reaction score
39
Location
Grand Junction, CO
28% 0 down 96 month. 400 Credit score. I hate paying banks and I seldom make payments. Banks always calling asking for money. I keep my raptor hidden from the repo man just in case.

I know this is a joke, but I had to run the numbers anyways. Assuming a purchase price of $75,000, after 96 months of payments @ 28% interest, you'd have shelled out a total of $188,601.64 :p
 

Skai

FRF Supporting Member
Supporting Member
Joined
Sep 9, 2019
Posts
86
Reaction score
78
Location
Columbus
I’m also curious where people are getting these rates!?

At the time of purchase I dropped like $52k cash & I my credit score was an 804

How the hell am I at 4.49%!? - again, taken in February of 2018 for context.

Don’t care that much either way only owe like $5.5k will be a rolling *** of $50-55k shortly

Rates have been dropping really low in the past year. I had the same rate on my AMG C63S coupe brand new with a 800+ credit score.

Now, you can get rates as low as 1.9, BoA is doing 3%
 

MFNG

Full Access Member
Joined
Jun 28, 2019
Posts
759
Reaction score
1,224
Location
Illinois
I have a 4% interest rate and feel like that's kind of high. I have a 750 credit score and financed about $36k.

What are other's getting for a rate? Should I try to refinance?


Central IL; got 4.25 for 60 mos from credit union on a used 2014. Lowest I could find. Credit score in the mid 700’s.
 

Gen2Vmax

Member
Joined
Feb 27, 2019
Posts
31
Reaction score
14
Location
PA
My initial interest rates were crap from the dealership, 5.96% with an 830 credit score. I ultimately refinanced a month later for 3.49%, financed about 32k.
 

Badgertits

FRF Addict
Joined
Jan 24, 2019
Posts
2,803
Reaction score
2,445
Location
Ma
Rates have been dropping really low in the past year. I had the same rate on my AMG C63S coupe brand new with a 800+ credit score.

Now, you can get rates as low as 1.9, BoA is doing 3%

I wonder if mortgage rates are softening up I haven’t checked in a while refinanced to a 15 year 4.5 years ago @ 3.15% I’m thinking should be lower
 
Top