Insurance on Raptor compared to Z06

[Fred]

I looked it is cheaper to pay on an annual basis vs. monthly or quarterly...

 

[RAPTORSV]

I don't remember exactly, but my policy went up maybe $20 per month. But I didn't replace a vehicle, just added. 5 cars with Mercury insurance. Paying monthly as opposed to yearly, only adds about $5.00 per month to my policy.

 

[JuggNuttz]

State farm here, mine went down when i got the Raptor, i thought it was gonna go way up, went from a 99 F250 and paying about $395 every 6 months, to the Raptor and paying $365 every 6 months. but i am also on a family plan with home owners and multi car and farm use.

 

[SVT_4X4]

I was happy that mine went down when I traded in my 05 Superduty to the 12 Raptor. State Farm as others mentioned just have it listed as an F150 and rates were good because of the crash rating on the truck, is what they said anyway.

 

[blood]

I was happy that mine went down when I traded in my 05 Superduty to the 12 Raptor. State Farm as others mentioned just have it listed as an F150 and rates were good because of the crash rating on the truck, is what they said anyway.

michigan rates are the highest in the country also with lifetime care and no fault not to mention everyone who drives without it and we end up paying for.

 

[jrodrg]

524/ year (two car policy and both my wife and I have defensive drivers discount). 500 deductible comp and 500 deductible collision. Geico. Looks like I'm getting a great deal!

I tried Allstate, USAA, State Farm.... I was tired of getting ass rapped. Just got a quote recently from all three, ranges from $600 to $1100 every 6 months.

I'll be saving another 3% once we put our home owners policy on there.

I recommend shopping around for insurance. I pay in full every 6 months and save about $60/year.

 

[Fred]

Yes, we like the multi product discount as well... I have noticed that about every three years we need to shop our insurance since the prices climb drastically doe no apparent reason.

I think insurance companies bank on the fact customers will not shop around. It is a hassle the Insurance companies are betting most folks won;t take. Specially if you pay monthly, what is another $10-$20 per month.

 

[RAPTORSV]

Yes, we like the multi product discount as well... I have noticed that about every three years we need to shop our insurance since the prices climb drastically doe no apparent reason.

I think insurance companies bank on the fact customers will not shop around. It is a hassle the Insurance companies are betting most folks won;t take. Specially if you pay monthly, what is another $10-$20 per month.

A couple years ago my rates skyrocketed overnight. I had no tickets, accidents or anything. They told me it was just the increase in rates. So I shopped around with another agent, and ended up getting cheaper rates than I had been paying before the increase, and guess what, it was the same insurer. So your right it pays to shop around every few years.

 

[Fred]

A couple years ago my rates skyrocketed overnight. I had no tickets, accidents or anything. They told me it was just the increase in rates. So I shopped around with another agent, and ended up getting cheaper rates than I had been paying before the increase, and guess what, it was the same insurer. So your right it pays to shop around every few years.

My wife said the same thing as well when we shopped it this year. For no reason the rates just went way up.

We did not find a cheaper price with the same insurer....lol

 

[Nick@Apollo-Optics]

I currently have Farmers on my Titan and pay a fortune. 1 fender-bender (December 2011) and no tickets on my record. Going to shop around with a different agent at Farmers and try others. Wish I could use USAA, but don't have a military connection.

Does anyone know if Farmers has the Raptor as a Raptor or just a regular F-150?