Shelter Green
Member
I went through a totaled situation on a nearly new 37. Insurance covered the cost and I essentially came out even. The bad part is that I was without a Raptor for quite a while as I refused to pay more than MSRP for the next one. I would probably have lost money on Admin had I paid that on the first truck. I would vote for totaled as unless I was doing significant chassis and frame modifications a repair is never 100%. I am in the Raptor for a long time so resale value is not really an issue. I keep vehicles for many years and miles, long after the loans are paid and the warranties run out.
