How do we know his kits don't have the cutoff?
$100 kits tend to be bulbs and ballasts. HID-spec optics and a retrofit into a stock headlight housing tend to cost much more than $100. Photo looks like stock reflector.
Cutoff - who gives a shit. I can see just fine from the drivers seat!!!!
But seriously, no one has every flashed me with my HID low beams on. If the lack of cutoff was blinding everyone, don't you think someone would flash me?
Read the DanielSternLighting article. The other effect besides not having cutoff is that the reflector optics don't properly focus the beams where you want them. Lighting/optics is a pretty precise science, and if the light source and reflectors are not designed to work together you can wind up putting a lot of light in places you don't want it. The most common example is a lot of light right in front of the vehicle, where the driver actually perceives an increase in brightness even though the distance has decreased.
Not an expert on this..just basing it on what I've read. Looked into it years ago for my GMC (I want HIDs) and discovered that the only solution is a $700+ retrofit. I'm all ears if someone can bring that cost down and still give proper HID light output.
Just go look at the light output of a luxury car with factory HIDs (or a proper HID retrofit) next to a car with HIDs in halogen reflector optics.