That truly sucks! Sorry to hear about that. Hopefully the insurance company won't try to leave you hanging on it.
FRF's "Havoc in the Hills" Raptor Event - 9/26/13-9/29/13
- Thread starter BIRDMAN
- Start date
Disclaimer: Links on this page pointing to Amazon, eBay and other sites may include affiliate code. If you click them and make a purchase, we may earn a small commission.
That truly sucks! Sorry to hear about that. Hopefully the insurance company won't try to leave you hanging on it.
Dan06
FRF Addict
Yeah what's the point of insurance if it ain't gonna insure.
Main Entry: in·sur·ance
Pronunciation: \in-ˈshu̇r-ən(t)s also ˈin-ˌ\
Function: noun
1 a : the business of insuring persons or property b : coverage by contract whereby one party undertakes to indemnify or guarantee another against loss by a specified contingency or peril c : the sum for which something is insured 2 : a means of guaranteeing protection or safety
Yeah, exactly. I have just seen guys get screwed by insurance companies that said that something like off roading their vehicle was not covered because they have special policy endorsements for something like that. You know how insurance companies can be...
blockdoc
FRF Addict
I had taken my family and our boat to the lake for a short little trip on the water. We were done playing and ready to leave. I backed the truck down the ramp, til the rear tires were just barely in the water, put it in park, set the brake, shut it off, and went back to my wife who was holding the boat at the bank.
She went back to the truck and waited next to it, while I idled over to the trailer. Before I got the boat to the trailer, the truck started sliding down the ramp more into the water. She was not in the truck - she was standing next to it. Nobody was touching it. I have no idea why it sat there fine for 10 minutes and then slid in.
She opened the door and hit the brake, but the wheels were locked and sliding. I jumped off the boat and pushed her out of the way, trying to get it started to pull out of the water, but it went very fast. The water level was over the steering column as fast as I could even get to it. I turned the key once and nothing - everything electrical was screwed up already. Had to get a wrecker with a long powerful winch to pull it out.
I'll post some pics later, but it went completely under. Adjuster called today and said to plan on it being a total loss. I called the dealer I ordered from & he's looking for a truck like mine now. I've felt sick since it happened.
It changed the way I will launch and load boats from now on. First off, our kids are small, and when launching would have been in a car seat. Never again will they be in the truck during either process. I will also put the truck in 4WD and probably lock the axle when on the ramp.
Anyway, I hope I can find a truck to take to the run. I appreciate the offers for a co-driver and might have to take somebody up on it. I have 2 friends who were eager to come with me, and they're probably out of luck if I don't get a truck. It just really makes me sick. I had done a bunch of little things to mine (paint protection, etc) that won't be replaceable.
She went back to the truck and waited next to it, while I idled over to the trailer. Before I got the boat to the trailer, the truck started sliding down the ramp more into the water. She was not in the truck - she was standing next to it. Nobody was touching it. I have no idea why it sat there fine for 10 minutes and then slid in.
She opened the door and hit the brake, but the wheels were locked and sliding. I jumped off the boat and pushed her out of the way, trying to get it started to pull out of the water, but it went very fast. The water level was over the steering column as fast as I could even get to it. I turned the key once and nothing - everything electrical was screwed up already. Had to get a wrecker with a long powerful winch to pull it out.
I'll post some pics later, but it went completely under. Adjuster called today and said to plan on it being a total loss. I called the dealer I ordered from & he's looking for a truck like mine now. I've felt sick since it happened.
It changed the way I will launch and load boats from now on. First off, our kids are small, and when launching would have been in a car seat. Never again will they be in the truck during either process. I will also put the truck in 4WD and probably lock the axle when on the ramp.
Anyway, I hope I can find a truck to take to the run. I appreciate the offers for a co-driver and might have to take somebody up on it. I have 2 friends who were eager to come with me, and they're probably out of luck if I don't get a truck. It just really makes me sick. I had done a bunch of little things to mine (paint protection, etc) that won't be replaceable.
nohel
Full Access Member
That sucks man i would never of gussed that the truck could slide in like that i don't even put my parking break on when launching the boat might start Being more cautious now.
Sliver Raptor
FRF Addict
Doc I am just glad you did not have anyone in the truck at the time. I have done the exact same procedure for loading and unloading my boat as described and it has never budged or felt loose. This truly is an eye opener. I am sorry about the truck but that will be replaced, just truly glad you didn't have a kid inside when this happened.
Total eye opener for me.
Total eye opener for me.
Same here Doc. I have launched boats many times myself doing the same thing. Damn the image of the truck going under makes me sick man.
I hope you can find a truck.
10-4 on the kids. I would never have thought!
If you find anything this way or want me to check something out for you just let me know.
Sorry again...
I hope you can find a truck.
10-4 on the kids. I would never have thought!
If you find anything this way or want me to check something out for you just let me know.
Sorry again...
Sliver Raptor
FRF Addict
Likewise Doc, anything in the VA area you want checked out just let me know buddy.
WOW, man, that does suck! Glad the kids weren't in it at the time. In that case, I can't see where the insurance would ever even consider not covering it. Hope you find a replacement before the Havoc run!
Similar threads
