That's exactly where I'm at. Rattle started on my 19 at 12k. After talking to the dealership I'm just going to leave it until I either get ready to sell it or run up on the 5 years / 50k miles powertrain warranty.
Of course, I'm thinking years ahead here. My 2019 has 3800 miles. But I plan to get to about 30k miles and then make a decision about long term ownership. If I decide to keep it long term (4+ years) then I'm going to buy the extended warranty from Flood. I'll probably go with the 8/100 or 8/125 plan with $0 or $50 deductible.
So when I get to 30k miles and my decision point, if I've got the cam phaser issue going on, how does that affect my decision? Does it affect my decision at all?
Right now I'm just gonna run full synthetic oil, change it every 5k, and pray.