Saw a guy on FB today brag about getting an R at sticker. Showed his fee sheet and everything. While accurate for "MSRP", he paid extra for accessories, maintenance plan, got hosed on his trade and with how much his payoff was, the OTD price was $133k. A salesman's wet dream! He put down $3k and claimed to have paid it off, yet the payoff on his trade was like $45k...