So I continue searching and calling. Finally spoke to Jorge Lopez of Tomball Ford. He has a Youtube channel where he has always stated no markup, we sell at MSRP. Supposedly people travel far and wide to get Raptors from him. Okay, I figure it'd be worth a trip to Texas. Never been.
Well, all's not always how it seems. Here's his deal, which I must say is better than what I've encountered, but nothing to write home about.
1. Must agree to finance through them. I guess if the rate is competitive and you weren't adamant about paying all cash that's no big deal.
2. $4,000 down payment. Also no big deal.
3. The kicker. Must buy their 100k mile extended warranty, supposedly honored around the US, for $4600.
So from my searching, I just got off the phone with 2 dealers, one at 10k over, another at 20k over, another who said they charge sticker, but it was a young salesman who I have a feeling had no clue what he was saying.
I may yet call Jorge back. Although I'm probably too late at this point.